BEFORE: Precautions you can take
Document your possessions
For the purposes of potentially claiming on your home insurance, it’s by no means a terrible idea to keep receipts, or take digital photos of individual items around the house that you may have to claim for. Don’t forget that many mobile phones can double-up for this purpose. Obviously, this precaution isn’t fire-specific - you may well thank yourself for having done so if you get burgled, for example.
Forewarned is forearmed
Fitting smoke detectors to each floor of your house is a good way to raise the alarm in the early stages of a fire. If you do this, be sure to regularly check that they work and the batteries are functioning - there is little point in a purely decorative smoke alarm.
Take care in the kitchen
Fires in the home most commonly begin in the kitchen, usually from the heat given off in cooking. To this end, one should never leave things cooking on a flame unattended. It is now becoming more commonplace for households to have a fire extinguisher and fire blanket located in the kitchen, and it’s understandable why.

No smoke without fire
If you do smoke in the house, it will accordingly increase the […]

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